The relinquishing of real property with no intention of repossessing it.

放弃固定资产的所有权,而且不再有收回的意图.

Once they peak and begin to decline, lending conditions tighten, and banks find themselves repossessing houses whose value does not cover the value of the debt.

一但达到高峰并开始下跌时，贷款条件就会紧张，银行会发现自己收回的房子根本不能抵消借出的金额。