Chapter Three, Credit risk and loan pricing.

第三章，信用风险与贷款定价。

Then, credit risk is measured in portfolios.

然后，信用风险是衡量投资组合。

Banks can minimise their credit risk by vetting borrowers carefully.

银行可以通过核查借贷者的状况来让信用风险最小化.

The system includes credit risk evaluation, credit risk measurement, credit risk pricing, credit risk control and credit risk culture.

该体系主要包括信用风险评估、信用风险度量、信用风险定价、信用风险控制和信用风险文化五个子系统组成。

Credit risk premium is generally considered to be compensation for credit risk.

信用风险溢价通常被认为是对信用风险的补偿.

The model is used to measure the credit risk implied by credit default swap index.

第三章应用结构转换模型分析信用风险。

Credit risk is a key issue in the bank loans, therefore, the prediction of credit risk of offering loans to farmers is very important in the business of micro agricultural loans.

信用风险是贷款业务中的关键问题。对贷款农户的信用风险进行预测分析是搞好小额农贷业务的关键环节。

Credit risk management turns from the static state to the dynamic state etc.

信用风险管理从静态向动态发展等.

Study finds KMV model is applicable to listed companies in China's textile industry to measure credit risk, sub prime crisis had a significant impact on the credit risk of listed companies.

研究发现KMV 模型适用于我国纺织业上市公司的信用风险衡量，次贷危机对上市公司信用风险产生了显著的影响。

The most popular four models that estimate portfolio credit risk could not measure credit risk well either.

最流行的四种模式，估算投资组合信用风险无法衡量信贷风险也不好。