这是细微的差别，但它指的是高收益和灾难性损失之间的区别。至少短期内是这样的。

It's a fine distinction, but one that can mean the difference between good results and disastrous losses. At least, not within a short period of time.

在经济上升期，我的辛勤工作给我带来了比大多数人都高的收入，我也为家庭存下了让他们不至面临灾难性损失的资产。

I know that because of hard work I have benefited more than most during the economic boom and have saved enough that my family is unlikely to suffer devastating losses during the current bust.