The definition of double insurance is regard to adapts to a broad meaning with greater difference between co-insurance and reinsurance.

重复保险的涵义应采用广义说，并与共同保险、再保险等相关概念有较大的区别。

According to co-insurance clauses, the insured person must pay usually 20 percent of the total expenses covered.

根据共同保险条款，保险人通常必须付全部费用的百分之二十。

Works effectively as a standalone hospitalization plan to help you take care of your out-of-pocket expenses incurred through the deductible and co-insurance portions of any Shield plan.

它能发挥独立住院保单的功能，协助您支付任何其他医疗保障计划在减去扣除额和共同保险后所必须承担的现金开支。