You have said it must be a mortagage loan. Can we use the new plant to be built as the pledge?

你刚才说必须是抵押贷款，我们可以把要造的新厂房作抵押物吗？

Long-term loan should be a mortagage loan. And the interest rate is a bit higher.

长期贷款必须是抵押贷款，利率也要高一些。

What this does is really help families and get out of the mortagage finance.

这项决议真正的能帮助一些家庭去负担贷款。