国有独资商业银行股份制改革试点

The pilot joint-stock reform of the wholly state-owned commercial banks

我认为，目前情况下，国有独资商业银行尚不具备混业经营的条件。

Under the current circumstances, I don't think the wholly state-owned commercial banks are ready for comprehensive services.

国有独资商业银行如何实行规范的股份制?。

How to Practice Normal Shareholding System for the State-run Commercial Bank?

国有独资商业银行不良资产比例过高

High ratio of non-performing loans of the state commercial banks

这是第二个，然后国有独资商业银行的中国银行发行的有关政策。

This is the second one and then state-owned banks Bank of China issued the relevant policy.