Insurant can be same person with policy-holder .

被保险人可以与投保人为同一人。

Insurant can be same person with policy - holder.

被保险人可以与投保人为同一人.

Policy - holder, insurant can be beneficiary beneficiary.

投保人 、 被保险人可以为受益人.

Guarantee slip also calls insurance policy original it is insurance company and policy-holder conclude the certify to of insurance contract.

保单也叫保险单正本，是保险公司与投保人订立保险合同的书面证实。

But in practice, with the policy year increasing, the same policy-holder's claims data in different year has correlation. Therefore the generalized linear model is no longer applicable.

但在实践中，随着投保年份的增加，同一投保人不同年份的索赔数据具有相关性，此时广义线性模型不再适用。