互联网金融也是如此，美国没有互联网金融，伙计们，你们没有。

And for internet financing, same thing. America, you don't have internet financing. Guys, you don't.

于是互联网金融的概念被业界重构，即电商公司也可以经营金融业务。

So the concept of internet banking was reconstructed by the line, that electronic business company can also operate financial services.

截至2016年底，全国范围内近200家互联网金融平台被爆出存在漏洞。

As of the end of 2016, nearly 200 nationwide Internet banking platform was found loopholes.

文章摘要： 互联网金融起源于金融行业的电子化，它在2013年之前只是作为传统金融机构原有业务的一个分支为业界所认知。

Abstr: Internet banking originated in the electrification of the financial circle. Before 2013, it is known as a branch of the original business of traditional financial institutions.

互联网金融的出现和发展，通过直接路径和间接路径推动金融业开放；

The emergence of the Internet financial and development path of through direct and indirect open the financial sector;